A Credit Services Organization (CSO) is a company that earns compensation by helping the consumers obtain loans from an unaffiliated 3rd party lender. A Credit Access Business (CAB) is a type of CSO that helps people obtain payday and title loans from a lender. CSOs are not lenders and do not make loans. Check N Title Loans is a CSO and a CAB that helps consumers obtain an extension of consumer credit by an unaffiliated 3rd party lender.
A Title Loan is a quick and convenient way for customers who own their car, motorcycle or ATV to get cash. Your car, motorcycle or ATV must have a lien-free title. A title loan is when borrowers use their vehicle title as collateral. Borrowers who are looking to obtain a loan must allow the Lender to be placed as lien holders on the vehicle until the loan is paid in full.
Installment loans are similar to payday loans but installment loans allow the customer to pay over an extended period of time. Check N Title Loans offers installment loans that gives you a payment schedule, with manageable payments, that are equal in amount (final payment may vary).
Applying is free!
For Installment Loans: $200- $1,500
For Title Loans: $300- $10,000
In store you can pay with cash, debit card, money order or cashiers check. If your loan is done online we’ll enroll you into our ACH program to automatically withdraw payments from your bank account. If you wish to pay with a debit card or cash for our online loans you can call one of our customer representatives to assist you.
Yes, you can pay off the loan as soon as you want.
The Loan is structured for 168 days with 12 scheduled payments.
No! Submitting documents online is fast and easy! Customers will also be able to fax documents in if needed.
No, but you do need a source of income.
After making three payments on time and in full you will be eligible for a loan renewal. Please call one of our representatives for details.
Every customer has 3 business days to cancel their loan. To do so you would have to return the full amount borrowed in 3 business days.